Questions To Ask About Your Employer's Group Health Insurance Plan

Posted on 26 May 2022

Group health insurance is one of the most significant benefits that employers might offer employees. If you receive this benefit from an employer, educate yourself about what exactly the group health insurance plan includes by asking human resources these questions. What is the Employee's Premium Payment? Employers that offer a group health insurance plan may pay the plan's premium in full, but it's common for an employer to pass some of the premium onto employees. [Read More]

How To Get An Affordable Health Insurance Plan

Posted on 30 September 2021

Getting medical insurance is a great way to protect your income when you develop a medical condition. Health insurance usually covers the treatment costs when you fall sick. However, insurance health plans can be costly, and you need an affordable plan. If you're searching for affordable health insurance plans, here's how to go about the process. Check the Coverage Health plans usually offer different coverages, including: Outpatient services Inpatient services Prescription drugs Maternity care Pediatric services Each health insurance plan offers specific coverage that influences the cost. [Read More]

Deductibles, Copays, Coinsurance? Medicare Supplement Plans And Payments

Posted on 30 June 2021

What do Medicare supplement plans pay for? Also known as Medigap, supplement plans do exactly what the name says—supplement what Original Medicare (Parts A and B) won't pay for. If you're not sure whether you need this insurance supplement, take a look at the three primary costs Medigap pays for and how you can benefit from it. Insurance Deductibles Most insurance plans have deductibles. A deductible is a fixed amount of money the insured person needs to pay before the policy takes over. [Read More]

How Working With A Medicare Consultant Can Help

Posted on 24 May 2021

When about to enroll in Medicare for the first time, you should think about working with a consultant. These professionals will make themselves available to help in meaningful ways. Here are some things you can expect from their expert assistance.  Help with Enrollment Being new to Medicare is probably going to leave some questions on the table when it comes time to enroll. You don't want these concerns lingering because that may cause confusion and even prevent you from enrolling on time. [Read More]

About Me

Understanding Medical Benefits

After struggling for months to figure out what was wrong with my kids, we finally realized that they needed serious medical intervention. Finally, after working with a few healthcare specialists, we were able to identify some challenges they were faced with. Within a few short days, they were getting the care they needed, and I was getting more and more nervous about paying for the service. Fortunately, our medical insurance picked up the tab, and I felt really great about where we were headed. I wanted to start a blog all about medical benefits so that other people could find out what they could do to improve things.

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