If you're over the age of 65 or have a certain disability, you may be eligible for Medicare. Signing up for this federal health insurance program can be quite extensive, though. To ensure you take the right actions and get the funding you desperately need, keep these tips in mind.
1. Keep in Touch with Social Security
At some point, you may have questions about the signup process or the type of health insurance policy you need. You can have these questions answered by knowing your point of contact, which will always be Social Security.
You need to stay in touch with this organization not just to learn more about Medicare, but to check on the status of your application. Then, if you run into any problems, Social Security can let you know before you miss any important deadlines. You can either talk to Social Security over the phone or visit one of your local Social Security departments in person.
2. Select a Plan Type
When you sign up for Medicare, you have access to several different plans. They're intended for different purposes, so it's important to study up on each one to ensure you make the right choice the first time.
These plans are organized by letters, including A, B, C, and D. Plan A covers visits to medical facilities. Plan B strictly covers medical providers. Plan C works like private insurance plans, and plan D is intended for prescription medication. Assess these options carefully and be sure to choose one that suits your medical needs.
3. Work with a Medicare Agent
There may be a lot of processes and terminology that you're not so familiar with when applying for Medicare. Instead of potentially getting confused and making a mistake, you should just get help from a Medicare agent. This professional is specifically designed to help you get accepted into this federal health insurance program.
They can help you look over different plans and ensure you meet the right criteria from the very beginning. These agents can also provide assistance when roadblocks occur, whether it's providing more medical information to Social Security or appealing a denied Medicare application. Best of all, these agents can help you sign up directly through their computers, saving you a long drive to meet with them in person.
Applying for Medicare takes a lot of patience and proactivity on your part. However, if you follow the right protocol and use the right resources, you can get through all of the red tape without any trouble. For more information, contact your local Medicare general agency.